Can You Draw Social Security If You Never Worked

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Can You Draw Social Security If You Never Worked. It is possible in some cases to qualify for a disability benefit with less work time depending on the disabled workers age but having paid at least some Social Security. As you might infer from these eligibility standards you cannot qualify for SSDI if you have never worked because that means you have never earned any work credits.

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If someone never worked she wont be eligible for regular Social Security retirement benefits. In order to be eligible for Social Security benefits you generally need to have worked and paid payroll taxes for at least 10 years. Social Security unless they worked in the country.

However if you are younger than full retirement age and make more than the yearly earnings limit we will reduce your benefit.

In order to qualify for SSI benefits you have to have at least 40 work credits. One credit means you earned a minimum amount from working in a calendar quarter. You can get Social Security retirement benefits and work at the same time. You cannot receive most Social Security benefits if you have never worked nor married.