Can You Draw Social Security And Railroad Retirement. You may reply back to me again using the Reply to Expert link if you have additional questions. The answer is yes but you wont receive both payments.
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If that familiar lyric rings true for you then you probably arent eligible to receive Social Security benefits. 120 months as of 2013 or 60 months or five years of railroad work after 1995. Your SS benefit will be offset against your railroad tier 1 benefit and unless the SS benefit is higher than the tier 1 benefit you will end up receiving the same total amount.
If your SS benefit at age 70 is still lower than your tier 1 railroad benefit there is likely no point in ever applying for Social Security.
Railroad workers are famously exempt from receiving Social Security benefits. The vast majority of Americans work in jobs covered by Social Security. Furthermore since some states tax social security benefits and not railroad retirement benefits you. Railroad Retirement RR benefits consist of two tiers.
