Can You Draw Deceased Spouse's Social Security. Sometimes Social Security benefits are based on the earnings of the survivor. If you are already receiving a spousal benefit when your husband or wife dies Social Security will in most cases convert it automatically to a survivor benefit once the death is reported.
Otherwise you will need to apply for survivor benefits by phone at 800-772-1213 or in person at your local Social Security office. If the benefits start at an earlier age they are reduced a fraction of a percent for each month before full retirement age. These benefits can start earlier than normal Social Security benefits which is a lifesaver for many people who need to fill the income gap thats created by a deceased spouse.
These benefits can start earlier than normal Social Security benefits which is a lifesaver for many people who need to fill the income gap thats created by a deceased spouse.
In 2020 that formula is. To be eligible the spouse must have been married to their spouse for at least nine months at the time of death. This is only true however if your spouse was currently insured before becoming disabled You will receive 75 of your deceased spouses SSDI benefit. Some receive retirement benefits or Social Security benefits.
