Can Both Spouses Draw Social Security At The Same Time. You can both collect your full amounts at the same time. Collecting Social Security at 62 has some advantages.
Social Security allows you to claim both a retirement and a survivor benefit at the same time but the two wont be added together to produce a bigger payment. We break down what you need to know about benefits after the passing of a spouse. If youre divorced your benefits arent connected in the same way so you can claim spousal benefits even if your ex isnt collecting Social Security yet.
In cases like this if one spouse claims his or her benefit at full retirement age the other spouse may claim the spousal retirement benefit instead of his or her own benefit.
If both spouses are eligible for Social Security retirement benefits both are also eligible to receive the spouse benefit based on the others work record. 100 of the deceaseds full benefit rate in most cases but they may receive different amounts depending on such factors as whether or not they are at least full retirement age when they start drawing andor whether or. You will receive the higher of the two amounts. A portion of a spouses railroad annuity is offset or reduced if theyre also entitled to collect Social Security so railroad retirement double-dipping isnt technically possible.
