Can A Spouse Draw Social Security And Railroad Retirement. Letting Social Security grow with delayed credits until 70 in about 2 years. Remember railroad retirement works with Social Security not in addition to it.
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To receive Railroad Retirement Tier I benefits a divorced spouse must be at least 62 years old unmarried and divorced from the employee for at least two years from a marriage that lasted at least 10 years states the Railroad Retirement Board. In this case you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. Retired and started drawing Railroad Retirement at 63.
Your Social Security payments will be made by the Railroad Retirement Board and you will qualify for Medicare at 65 through Railroad Retirement.
The Tier 1 Benefit component amount of your employee spouse or divorced spouse annuity already includes credit for the railroad workers earnings covered by social security taxes. Your railroad earnings before 1973 are not shown on your Statement but we do use them in calculating your credits and benefit estimates. Social Security Benefits. Social Security will not pay the sum of your retirement and spousal benefits.
